---
title: "The best AI girlfriend apps (October 2026): ten tested, eight paid for"
url: https://thecompanionlab.com/best-ai-girlfriend-apps/
updated: 2026-10-24
publisher: The Companion Lab
license: May be quoted with attribution to https://thecompanionlab.com/best-ai-girlfriend-apps/
---

# The best AI girlfriend apps, tested with our own card

Ten apps, the same six messages sent to each, eight subscriptions paid for and cancelled on our own
cards, and seven merchant names read off our own card notices. Prices and limits checked 16-23
October 2026.

**Best overall: Secrets, 8.3/10.** Tied for the best chat in our test, the best pictures, billed
exactly as its checkout promised (`S LABS INC`), cancelled in two screens.

**Best free plan: Nomi, 7.8/10.** No paywall appeared in our test. It passed the memory quiz and sent
a selfie for one of its two daily credits.

| App | Score | Verdict | Monthly | Free plan |
| --- | --- | --- | --- | --- |
| Secrets | 8.3 | Our pick — best overall | $19.99/mo · $109.99/yr ($9.17/mo) | 20 messages a day; no monthly Moments |
| Nomi | 7.8 | Best free plan | $15.99/mo · $99.99/yr ($8.33/mo) | 2 selfies a day; daily message cap (we didn’t hit it) |
| SpicyChat | 7.5 | Best no-coin-meter paid plan | $19.95/mo (True Supporter) | No message cap in our test (46 sent); 4K memory; no chat pictures |
| Ourdream | 7.0 | Best character creator | $19.99/mo · $119.88/yr ($9.99/mo) | 55 Dreamcoins; 1 a message, 5 a picture |
| Kindroid | 6.8 | Best writer (tied with Secrets on chat) | $13.99/mo web · $15.99 in the iPhone app | Premium-model preview (14 messages); selfies paid only |
| Xotic | 5.5 | Sharpest character, pushiest shop | $24.99/mo (Ultimate) | 5 messages once; 200 XOT; one character |
| GirlfriendGPT | 5.5 | Funniest chat, most upsells | $15/mo (Premium) | Says 20 messages; we got 10; 30 starter coins |
| Candy | 4.8 | Nice creator in front of a sales funnel | $9.99 first month, then $13.99 | Chat locked after the account’s 5th message |
| DreamGF | 3.5 | Cheap photos, price doubles in month two | $12.99 first month, then $25.98 | 10 messages; 5 tokens (+15 for verifying your email) |
| EroLove | 6.7 (partial) | Best memory; Premium was given to us | $12.99/mo · $77.99/yr ($6.50/mo) · crypto only | 5 messages a day; memory included; 25 sparks at signup |

An app we could score in fewer than four areas is listed last whatever its average. EroLove (6.7) is
one: it has no character creator by design, so we could score three areas, not four. Read its line,
not its position.

## What the second month costs

The advertised number is usually the first month or the yearly rate, and the second month is what
catches people.

- **DreamGF**: $12.99 to get in, then $25.98 a month. Both figures are on its own billing page, which
  calls the second one the "Rebill cost".
- **Candy AI**: $9.99 first month, then $13.99. The $3.99 headline requires a 12-month plan.
- **Ourdream**: $19.99 month to month. The $9.99 rate needs a year up front ($119.88).
- **EroLove**: $12.99 a month or $77.99 a year, and crypto only — so it does not auto-renew.
- **Secrets**: $19.99 monthly or $109.99 a year ($9.17 a month).
- **Nomi**: $15.99 monthly or $99.99 a year ($8.33 a month).
- **SpicyChat**: $19.95, plus tax.
- **Xotic**: $24.99 (Ultimate).
- **GirlfriendGPT**: $15.
- **Kindroid**: $13.99 on the web, $15.99 in the iPhone app for the same plan.

The subscription is not the whole bill. Media is metered separately inside most of these apps, and
the meters move fast: a 5-second 720p video cost 1,200 Moments at Secrets (15% of a Premium month's
8,000), a 10-second video at Ourdream cost 100 Dreamcoins, and Xotic charged 250 XOT for five seconds.
SpicyChat is the one with no meter at all.

## What shows on your bank statement

Seven of the ten have a merchant string we read off our own card notice:

- `EverAI candy.ai MT` — Candy AI
- `DREAMSTUDIOS.CO Limassol CY` — Ourdream AI
- `S LABS INC 604-3295224 CA US` — Secrets AI
- `NDAI.CC 514-2860020 DE US` — SpicyChat AI
- `NDAI.CHAT 514-2860020 DE US` — GirlfriendGPT
- `Dream AI dreamgf.ai RO` — DreamGF
- `Xotic.ai Tallinn EE` — Xotic AI

Three of those seven carry the app's own web address, so anyone who reads the line can find the app:
Candy, DreamGF and Xotic. Secrets is the most discreet: `S LABS INC` could be anything. SpicyChat and
GirlfriendGPT both show the phone number 514-2860020, and they are separate subscriptions.

Not recorded: Kindroid, Nomi and EroLove. We never paid for Nomi; no Kindroid charge is in our
records; EroLove gave us Premium rather than selling it to us.

Full statement page: https://thecompanionlab.com/billing/