“NDAI.CC 514-2860020 DE US” on your statement
That line is SpicyChat AI. We paid $19.95 on 20 October 2026 and read the merchant text off our own card notice. Here is the exact string, what the site said it would be, and how the charge was cancelled.
| Statement shows | NDAI.CC 514-2860020 DE US |
|---|---|
| What it is | SpicyChat AI |
| Amount | $19.95 |
| Date | 20 October 2026 |
| Operator | NextDay AI, Montreal, Delaware and Limassol |
| Site's own promise | Nothing on the plans page names the statement text |
| After our test | We cancelled the same day. |
The short answer
A charge starting with NDAI.CC is SpicyChat AI. Very discreet on its own. NDAI.CC means nothing to someone who has not seen it before.
What we saw
SpicyChat tells you nothing about its statement name before you pay. Our notice read “NDAI.CC 514-2860020 DE US” for $19.95 on 20 October 2026.
The string is a shortened form of NextDay AI, the operator named in the site footer, with the domain .cc instead of .ai. The phone number is the same one that appears on our GirlfriendGPT charge, which is how we worked out that the two apps share an operator: NextDay AI, with addresses listed in Montreal, Delaware and Limassol.
That shared number is the practical detail. If you see either NDAI line and want to cancel, cancelling one app does not cancel the other, because they are separate subscriptions on separate accounts even though the money lands in the same place.
If the charge is not yours
We cannot cancel anything on your behalf and we have no access to any account but our own. If a charge is on your card and you did not make it, contact the app's support first and your bank second: the descriptor on this page is what a bank will ask you to match. The other six merchant names are on thebank statement page.
The full review
What the app actually does for the money, including the price after the first month, is in ourSpicyChat AI review.