Which AI girlfriend app fits you? Five questions.
Every question below is scored against the nine apps we actually tested: the same six messages, a content test, and eight paid months with our own cards. The result is not a guess from a spec sheet.
How we tested: the same six messages on five free accounts on 18 October 2026, then a paid month on eight of the nine between 18 and 20 October — Nomi was free throughout. Seven of those eight charges left a card notice we kept.How we test ·All alternatives
Which AI girlfriend app matches my answers?
Answer all five to see your top three matches.
Your top three matches
The “Go to” buttons are affiliate links: we may earn a commission, and it does not change the score. Prices are the ones we paid or read in October 2026; the app’s own page always wins.
Which AI girlfriend app fits my situation?
The same nine apps, one line each, for the situations people actually ask us about. This table is plain HTML — no answers needed.
| You want | Pick | Score | Why, from our test |
|---|---|---|---|
| I won’t pay anything | Nomi AI | 7.8/10 | No paywall in our six-message test, no per-message meter, two free selfies a day and it asks before spending one. |
| One app that does chat, memory, pictures and video | Secrets AI | 8.3/10 | Joint best replies in our test (9/10 for conversation), a memory panel you can read, the best selfies, and every Moment cost shown before you spend. |
| The best writing on a tighter budget | Kindroid AI | 6.8/10 | The other 9/10 for conversation. $13.99 a month on the web; the same plan is $15.99 in the iPhone app. |
| Designing the character myself | Ourdream AI | 7.0/10 | 9/10 creator: six stages, female, male or trans, realistic or anime, down to occupation and voice. A guest gets through almost all of it. |
| A creator I can use as a guest, then chat | Candy AI | 4.8/10 | 8/10 creator and every option is open before sign-up. But the free chat locked after our fifth message behind a video we never asked for. |
| A giant library of other people’s characters | SpicyChat AI | 7.5/10 | Its home page is a wall of user-made characters sorted by tags, and $19.95 covers unlimited messages and in-chat pictures with no coins. |
| A bill that does not move | SpicyChat AI | 7.5/10 | We never saw a coin or a counter on True Supporter. The trade-off: no video, and free memory runs out about ten messages in. |
| Buying pictures and video with tokens, item by item | Xotic AI | 5.5/10 | Ultimate was $24.99 a month with 1,200 XOT; a picture is 50 XOT and a 5-second explicit video 250. Molly’s joke was the best answer we got all week. |
| A funny, chatty character | GirlfriendGPT | 5.5/10 | The funniest replies of the four apps in our 20 October paid run — “A joke? From a woman currently wearing a Maytag as a corset?” It passed the memory quiz too, then covered the chat with a memory upsell after message three. |
| Cheap photos and short clips | DreamGF | 3.5/10 | $12.99 first month, then $25.98 — its billing page shows both dollar amounts before you pay. Photos are 2 tokens and a 5-second clip 20. |
What do all nine apps cost, and what do they put on your statement?
One month of the plan we checked, and the merchant text from our own card notice where we have one. Where we do not, we say so rather than guess.
| App | One month | Free plan, as we found it | Statement shows |
|---|---|---|---|
| Secrets AI 8.3 | $19.99 a month | 20 messages a day and no paywall in our test. Free accounts get no monthly Moments, so pictures ran on our 225 sign-up bonus. | S LABS INC 604-3295224 CA US |
| Nomi AI 7.8 | $15.99 a month | No paywall in our test. Two free selfies a day, and it asks before spending one. | Not recorded by us yet |
| SpicyChat AI 7.5 | $19.95 a month | We sent 46 messages and never hit a cap. The catch is memory: a “Context Limit Reached” notice ten messages in, and no pictures in chat. | NDAI.CC 514-2860020 DE US |
| Ourdream AI 7.0 | $19.99 a month | 55 coins to start. Every message cost 1 and a scene picture cost 5. | DREAMSTUDIOS.CO Limassol CY |
| Kindroid AI 6.8 | $13.99 a month | A counter of premium-model messages (14 when we started) and a subscribe window about four messages in. Selfies only after you pay. | Not recorded by us yet |
| Xotic AI 5.5 | $24.99 a month | Five messages, once, then an upgrade window. One free character, and her pictures cost 50 of your 200 starter XOT. | Xotic.ai Tallinn EE |
| GirlfriendGPT 5.5 | $15 a month | The account page says 20 free messages. We got 10, and the selfie spent coins on a blurred picture we couldn’t open. | NDAI.CHAT 514-2860020 DE US |
| Candy AI 4.8 | $9.99 first month, then $13.99 | The chat locked after our fifth message, behind a “private video” we never asked for. | EverAI candy.ai MT |
| DreamGF 3.5 | $12.99 first month, then $25.98 | Ten messages, then “PLEASE UPGRADE”. Photos locked. | Dream AI dreamgf.ai RO |
Prices checked 16–20 October 2026. Seven of the eight paid apps have a card notice we kept; Nomi and Kindroid have none, because we never paid for Nomi and have not checked Kindroid’s statement.
What do people ask about this quiz?
How does this AI girlfriend quiz work?
You answer five single-choice questions about budget, what you want, your bank statement, how much visual content you need and what would make you cancel. The page scores your answers against the nine AI companion apps we tested in October 2026 and shows the top three matches, with each app’s real monthly price, what shows on the bank statement, and links to the full review. It all runs in your browser; nothing is sent to us.
Which app should I pick if I refuse to pay anything?
Nomi. In our 18 October 2026 test it put no paywall in front of us, had no per-message meter, gave us two selfies a day, and asked before spending one. It also passed our memory quiz. Its weaknesses are a joke that fell flat and a creator that is a photo gallery and a trait list rather than a face builder.
Which of the nine apps hides its name on your bank statement?
Secrets is the cleanest: our card notice read “S LABS INC 604-3295224 CA US”. SpicyChat printed “NDAI.CC 514-2860020 DE US” and GirlfriendGPT “NDAI.CHAT 514-2860020 DE US” — both are NextDay AI, but they are separate subscriptions. Candy (“EverAI candy.ai MT”), DreamGF (“Dream AI dreamgf.ai RO”) and Xotic (“Xotic.ai Tallinn EE”) name the site. We have no card notice for Nomi or Kindroid yet.
Do the nine apps charge coins for messages?
On the plans we used, the message itself was rarely what cost coins. Nomi had no meter anywhere in our test; SpicyChat’s $19.95 plan covers unlimited messages and in-chat pictures with no coins; Kindroid’s paid plan likewise has no message meter, though its free plan counts premium-model messages. Ourdream is the one that charged per message: 1 coin each on its free plan, and 1 each on its “thinking” models even after we paid (Premium makes the default Balanced model free). Media is metered on most of the others — Xotic 50 XOT a picture, DreamGF 2 tokens a photo — and Candy, GirlfriendGPT and Secrets run token or Moments balances on top of the plan.
How do you know these scores are real?
Each app has four scores — conversation, character creator, free plan and price clarity — and each one points at something we observed: the same six messages sent to every app, our own walkthroughs of the creators, how far a free account got before a paywall, and the plans pages plus the apps’ own code. A dimension we have not tested stays unscored rather than guessed. Read the method, or go straight to theranked reviews.