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Updated 22 Oct 2026

“Xotic.ai Tallinn EE” on your statement

That line is Xotic AI. We paid $24.99 on 20 October 2026 and read the merchant text off our own card notice. Here is the exact string, what the site said it would be, and how the charge was cancelled.

Our own card notification, not the app's help page
Statement showsXotic.ai Tallinn EE
What it isXotic AI
Amount$24.99
Date20 October 2026
OperatorXotic Tech OÜ, Tallinn, Estonia
Site's own promiseXotic AI
After our testWe cancelled the same day; the cancel screen showed nothing until we reloaded the page.

The short answer

A charge starting with Xotic.ai is Xotic AI. Names the site outright, so it is not discreet at all.

What we saw

Xotic is the most literal of the seven. Our notice read “Xotic.ai Tallinn EE” for $24.99 on 20 October 2026, and the checkout had already said the charge would show as “Xotic AI”.

Tallinn is where Xotic Tech OÜ is registered, an Estonian company. The .EE suffix on the notice is the country, not part of a domain.

That $24.99 buys the Ultimate plan. There is an Elite tier above it at $37.50 a month billed yearly, which the subscription screen offered us as an upgrade while we were cancelling.

If the charge is not yours

We cannot cancel anything on your behalf and we have no access to any account but our own. If a charge is on your card and you did not make it, contact the app's support first and your bank second: the descriptor on this page is what a bank will ask you to match. The other six merchant names are on thebank statement page.

The full review

What the app actually does for the money, including the price after the first month, is in ourXotic AI review.