“NDAI.CHAT 514-2860020 DE US” on your statement
That line is GirlfriendGPT. We paid $15.00 on 20 October 2026 and read the merchant text off our own card notice. Here is the exact string, what the site said it would be, and how the charge was cancelled.
| Statement shows | NDAI.CHAT 514-2860020 DE US |
|---|---|
| What it is | GirlfriendGPT |
| Amount | $15.00 |
| Date | 20 October 2026 |
| Operator | NextDay AI, Montreal, Delaware and Limassol |
| Site's own promise | NDAI.CHAT |
| After our test | We cancelled the same day. |
The short answer
A charge starting with NDAI.CHAT is GirlfriendGPT. Very discreet. Like NDAI.CC it only resolves if you already know what it is.
What we saw
GirlfriendGPT is the one app that told us the truth about its statement name up front: its checkout states the charge will appear as NDAI.CHAT, and our notice read “NDAI.CHAT 514-2860020 DE US” for $15.00 on 20 October 2026.
We paid it 90 seconds after a SpicyChat charge on the same evening. The two lines share a phone number but not a domain: NDAI.CHAT against NDAI.CC. Both resolve to NextDay AI, whose addresses appear in both footers.
If you are trying to tell these two apart on a statement, the domains are the only difference. The amounts differ too in our test, but both apps sell several plans, so do not rely on the figure.
If the charge is not yours
We cannot cancel anything on your behalf and we have no access to any account but our own. If a charge is on your card and you did not make it, contact the app's support first and your bank second: the descriptor on this page is what a bank will ask you to match. The other six merchant names are on thebank statement page.
The full review
What the app actually does for the money, including the price after the first month, is in ourGirlfriendGPT review.